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Instant Cash Loans Australia

$50 to $5,000 paid out by 15:54 *



100% No obligation loan quote


Get your cash in 15 minutes once accepted*


We don’t credit check or charge any fees†

What Is A No Credit Check Loan?

To better evaluate a loan application, personal loan creditors will be required to look at bank accounts for at least 90 days. Since they also look at the personal retained earnings and assess borrowers for affordability, they can decide not to run a credit record check.

In Australia, there are some credit bureaus that creditors can use, each having a subtly unique approach to rating their borrower’s credit history. Experian and Equifax are the two main credit monitoring companies. You should visit their websites for assistance if you want to view your credit report. 

What is an Instant Cash Loans Australia No Credit Check?

We will offer instant cash loans Australia under certain conditions once you are a current borrower who has an excellent repayment background with us, no unpaid loans with the SACC, supplying us with appropriate information including the banking history of at least 3 months, et cetera. Unfortunately, if you are a brand-new client, we may not always have instant cash loans because complete evaluations should be performed, and obtain various relevant details from you. You are still encouraged to try out our personal loans even as a new client and we’ll try our best to help you.

Need a loan today? Apply online!

To get an instant cash loan, what do I need to do?

We need some specific information from you. This list contains the details that you should submit. This list might not be comprehensive and we may need more relevant data, but when we do, we will contact you.

  • 18 Years Old and Over
  • Most Current Banking Statements, At Least 3 months
  • Mobile Contact number
  • Current Email Address
  • Be an Australian

May I apply for a No Credit Check Instant Cash Loan?

For any of the following reasons, you can request a loan with us from $300 and as much as $2000, with terms of 4 weeks up to 24 weeks. Click here to APPLY NOW. 

How much will an instant cash loan cost?

For loans with amounts of $2,000 and not lower than $300, and terms of 4 to 24 weeks, the cost is illustrated below:

  • 20% establishment fee that’s based or depending on the loan amount
  • 4% initial loan amount monthly fee
  • $20 dishonour fee
  • $20 fee for a missed payment

Instant Cash Loans No Credit Check

What is the no credit check loan process?

By applying online, you will be taken through the required steps. Apply online and the application will take you through all the necessary steps. During this time, we can also obtain details including bank accounts. We will start to have your application approved after we have all the necessary information. This does not normally take long at all and we will be in touch before you know it, ideally, with a proactive reply to your to your loan request.

The money will be credited to your account after we’ve checked everything and your loan is confirmed. The worst-case outcome is that you get the funds the same day you submit a request, and sometimes much earlier than that. When you submit a request to us, it’s best to have all your information readily available. (Credit Representative Number – 535991) which is an Introducer Appointed Representative of Marketplace Finance Pty Ltd (Credit Representative Number: 487316).

ACDS is not a lender and does not make credit decisions. ACDS matches customer applications with lenders in our network based on the information provided, in exchange for a commission paid by the lender for advertising services provided. There is no guarantee that you will be accepted by a lender or that you will be offered terms suitable for your financial needs. Not all lenders will be able to provide amounts up to $5000. The time required to process and transfer the loan varies by the lender. This website does not directly endorse any particular product or service. Any information on this site should serve as opinion only. As a condition of extending credit, some lenders you may be matched with may run a credit check from a credit reference agency. Late or missed payments may be subject to increased fees and/or interest rates.

1. Subject to application being approved by the lender. Not all lenders are able to provide up to $5000

2. Subject to lenders requirements and approval. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.

Consumer Advisory: ACDS is a loan matching service. This site will submit the information you provide to a direct lender. Upon loan approval, a direct lender may require further information from you which will be collected after we transfer you to their website or they may contact you via phone or email.

All applications will be subject to credit checks and affordability assessments in line with responsible lending. Loan terms, conditions and policies vary by lender and applicant qualifications. Late or missed loan payments may be subject to increased fees and interest rates. Not all lending partners offer up to $5,000 loans, and not all applicants will be approved for their requested loan amounts. Loan repayment periods vary by lender also. Lenders may use collection services for non-payment of loans.

Not all borrowers will qualify for a loan, the operator of this website does not engage in any direct consumer lending, we simply provide a FREE loan matching service to the public. To operate this service we receive a commission from the lender we refer you to.

Auto Decisioning allows lenders to make a decision on your loan application without the need for human interaction, for more information please contact your lender or see their privacy policy.